Free Help & Emotional Support
You do not have to navigate this alone. These free, confidential services are staffed by people who specialize in helping fraud victims — with both the practical recovery and the emotional toll.
AARP Fraud Watch Helpline
Free, confidential guidance from trained specialists — available to anyone, AARP membership not required.
AARP ReST Program
Free peer-support groups specifically for scam victims — a safe place to process the emotional impact and reduce shame.
Elder Fraud Hotline (DOJ)
Case managers help you report the fraud and connect with local resources and victim services.
FTC IdentityTheft.gov
Step-by-step personal recovery plans if your identity or personal information was stolen.
FINRA Securities Helpline for Seniors
Free help if you were defrauded through an investment, broker, or financial advisor.
988 Suicide & Crisis Lifeline
If the stress feels overwhelming, free 24/7 emotional support is one call or text away — call or text 988.
Coping With the Emotional Impact
The financial loss is only part of what victims experience. Many feel shame, anger, grief, anxiety, or a loss of trust — especially in romance and impersonation scams. These feelings are normal, and they ease with time and support.
After being scammed, some people are targeted a second time by criminals who claim they can “recover your money” — for a fee. This is another scam designed to exploit victims when they are most vulnerable.
- No legitimate agency charges upfront fees to recover stolen funds.
- The FTC, FBI, and local police never ask for payment to help you.
- Be suspicious of anyone who contacts you out of the blue claiming they can get your money back.
- Real recovery, when possible, happens through your bank, law enforcement, and official agencies — never through a stranger who found you first.